How do I contact LGPS pension?

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01902 916 180.
First Floor, i9, Wolverhampton Interchange, Wolverhampton, WV1 1LD.

How much will I get from my LGPS?

For membership before 1 April 2008, you receive a pension of 1/80th of your final pay plus an automatic lump sum of three times your pension. Your final pay is usually your pensionable pay in the year you leave the Scheme. Pay from one of the previous two years can be used if it is higher.

Can I claim my council pension at 55?

You can take your LGPS pension at any time from age 55 to 75, as long as you have met the two-year vesting period. You must take your pension by age 75. If your employer agrees, you can even take your pension without leaving your job – this is called flexible retirement.

Can I take my LGPS pension and continue working?

If you have only built up pension the LGPS from 1 April 2014, you do not need to let your local pension fund know if you return to work for local government or another employer who offers membership of the LGPS, unless you are being paid a tier three ill heath pension.

Can I email the UK pension Service?

You can contact the International Pension Centre (IPC) by email, using the online enquiry form. It is taking longer than usual to reply to online queries.

Can I take my council pension as a lump sum?

When you take your pension your pension fund will ask you if you want to give up some of your pension for lump sum. The maximum tax-free lump sum is generally 25% of the capital value of your pension benefits.

Is there an email address for DWP?

All future emails should be addressed @dwp.gov.uk.

Is it better to take a higher lump sum or pension?

Lump-sum payments give you more control over your money, allowing you the flexibility of spending it or investing it when and how you see fit. Studies show that retirees with monthly pension income are more likely to maintain their spending levels than those who take lump-sum distributions.

What is the maximum pension lump sum?

What is the 85 year rule in the LGPS?

The 85 year rule is where we take a member’s age and qualifying years of service in the Scheme, and if it comes to 85 or over at the point they wish to take their benefits, and they’re aged over 60, it means they may be able to take their benefits unreduced at that point.