How can I check my Shriram City loan details?
How to Check Shriram City Union Finance Personal Loan Status Offline?
- You can call on the toll-free number 1800-103-6369.
- You can visit the official website of Shriram City Union Finance and click on the chatbot icon “Ask Ram” to get answers to your queries.
Which bank is best for gold loan?
Top 6 Banks Offering Cheapest Gold Loans For Farmers at Attractive Interest Rates; Details Inside
Bank/NBFC | Gold Loan Interest Rate | Processing Fee |
---|---|---|
SBI | 7.00% to 7.50% | 0.50% + GST |
Punjab & Sind Bank | 7.00% to 7.50% | Rs.500 to 10000 max |
Union Bank | 7.25% to 8.25% | – |
Canara Bank | 7.35% | Rs.500 to Rs.5000 |
What is the minimum amount of gold loan?
Gold loans are valued against the estimation of gold ornaments; thus, financial institutions have a sanctioning limit and can offer loans within that range only. Yet institutions like Shriram City Union Finance Ltd. have a broad sanction limit, starting from ₹ 10,000 up to ₹ 20 Lakhs.
How is interest calculated on a loan?
The rate of interest (R) on your loan is calculated per month. For example, If a person avails a loan of Rs 10,00,000 at an annual interest rate of 7.2% for a tenure of 120 months (10 years), then his EMI will be calculated as under: EMI= Rs 10,00,000 * 0.006 * (1 + 0.006)120 / ((1 + 0.006)120 – 1) = Rs 11,714.
Who is the owner of Shriram Finance?
Shriram Group is an Indian conglomerate headquartered in Chennai. It was founded on 5 April 1974 by R. Thyagarajan, AVS Raja and T. Jayaraman….Shriram Group.
Type | Conglomerate |
---|---|
Founded | 5 April 1974 in Chennai, Tamil Nadu, India |
Headquarters | Chennai, Tamil Nadu, India |
Area served | India |
Key people | R. Thyagarajan (Chairman) |
Which bank is best for gold loan in Hyderabad?
Avail gold loans from banks and NBFCs in Hyderabad with instant approvals and no charges on foreclosure. Quick disbursement of loans….Gold Loan Interest Rates in Hyderabad.
Bank | Gold Loan Interest Rates |
---|---|
SBI Gold Loan | 11.05% – 11.05% |
HDFC Bank | 10.50% – 14.50% |
Federal Bank | 11.75% – 13.50% |
Axis Bank | 14.50% – 17.00% |
Which bank offers cheapest gold loan?
Low Interest Gold Loan Rates: Top 5 Banks
Banks | Interest Rate | Tenure |
---|---|---|
IndusInd Bank | 9.00% | 3 months to 24 months |
HDFC Bank | 9.00% | 3 months to 24 months |
Yes Bank | 9.99% | 6 months to 36 months |
ICICI Bank | 10.00% | 6 months to 12 months |
How much loan can I get for 1g gold?
Gold Loan Per Gram Today is ₹ 2,900 to ₹ 3,450 – Last Updated Jun 17 2022. Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required. With Dialabank, Compare and check eligibility online to get the best offers on the Gold Loan per gram interest rate.
Which bank is lowest interest rate for gold loan?
Low Interest Gold Loan Rates: Top 5 Banks
Banks | Interest Rate | Tenure |
---|---|---|
HDFC Bank | 9.00% | 3 months to 24 months |
Yes Bank | 9.99% | 6 months to 36 months |
ICICI Bank | 10.00% | 6 months to 12 months |
Fincare Small Finance Bank | 10.99% | 3 Months to 9 Months |
What is the current gold loan interest rate?
Even though it is a secured loan, the interest rate offered on gold loan is as low as 7.00% onwards per annum….Gold Loan Interest Rates – 2021.
Bank/NBFC | Fincare Small Finance Bank |
---|---|
Loan Amount (in Rs.) | 5,000 to 25 Lakh |
Interest Rate | 12.99% p.a. onwards |
Processing Fee | Up to 0.5% of the loan amount |
How is gold loan interest calculated?
How is the gold loan interest calculated? You can determine the gold loan interest by subtracting the principal loan amount from the total outstanding.
Is Shriram finance under RBI?
Our Company was incorporated in the year 1979 and is registered as a Deposit taking NBFC with Reserve Bank of India under section 45IA of the Reserve Bank of India Act, 1934.
Is Shriram City Union Finance safe?
Highest Degree of Safety Shriram City FD has the most credible rating, which resonates with the brand name of Shriram City Union Finance. Its fixed deposit has “FAAA/stable” conferred by CRISIL, whereas ICRA has conferred the “MAA+/stable” rating.
Which bank is best for gold loan 2021?
List of Top 10 Banks / NBFCs offering Gold Loan in India – 2021
Gold Loan Providers | Interest Rate | Tenure |
---|---|---|
HDFC Bank | 9.90% onwards | 3 months to 24 months |
ICICI Bank | 11% p.a. onwards | 3 months to 12 months |
Canara Bank | 7.65% p.a. onwards | 6 months to 2 years |
Axis Bank | 12.50% p.a. onwards | From 3 months to up to 3 years |
Which bank has lowest interest rate on gold loan?
Can we get gold on EMI?
You can buy gold on EMI with credit card payment only. Please note that gold on EMI can be processed only when you pay through an Indian credit card. The Gold Jewellery on EMI is not applicable to any other type of payment method such as cash, check, debit card, internet banking, Paytm, PayPal, etc.
Which bank gives highest gold loan per gram?
Gold Loan Per Gram – SBI, Manappuram, Muthoot, HDFC, Axis, Yes Bank & IIFL
Bank / NBFC | Rate Per Gram | Interest Rate |
---|---|---|
HDFC Gold Loan | ₹ 2,900 to ₹ 3,450 | 9.90% |
ICICI Gold Loan | ₹ 2,900 to ₹ 3,450 | 10.00% |
Muthoot Finance Gold Loan | ₹ 2,900 to ₹ 3,450 | 12.00% |
Manappuram Gold Loan | ₹ 2,900 to ₹ 3,450 | 12.25% |
What is EMI for gold loan?
₹ 9,308. ₹ 19,483. ₹ 30,605. The lowest EMI for a tenure of 3 years is ₹ 3,180 at 9.00% . If you take a loan for 2 years at the same rate of interest, you will have to pay a higher EMI of ₹ 4,568 .
What is the interest rate of Shriram City Gold Loan?
It comes with EMI and NON-EMI schemes with interest rates starting from 11.5%*. With Shriram City, you also avail benefits such as no additional charges and no extra hidden cost, which makes Shriram City Gold Loan a compelling option to meet your financial needs.
What is the Shriram city finance?
Shriram City offers a broad basket of financial products, catering to every segment of Indian society. It comprises vehicle loans (both new and pre-owned vehicles), Personal Loans, Micro Small and Medium Enterprise (MSME) Loans, Gold Loans, and investment options like Fixed Deposits.
Is Shriram City Union Finance NSE tying up with Ola Electric?
Shriram City Union Finance NSE 0.12 % is tying up with Ola Electric which recently unveiled electric scooters ranging upwards of Rs 1 lakh.
https://www.youtube.com/watch?v=RCG0a6H68PY